Our handy calculator can work out how much TAX-FREE cash you can release from your property

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If you have some questions, maybe we've already answered them for you

  • How does an equity release mortgage work?

    There are two main types of equity release plan: With a lifetime mortgage, you take out a loan, secured on your property, and receive that amount as a tax-free lump sum. … Instead, the interest “rolls up”, and the loan plus interest is repaid after your death, when the property is sold

  • How Long does it take to release equity in your house?

    An equity release application usually takes somewhere between 6 to 8 weeks for a lifetime mortgage scheme and 10 to 12 weeks for a home reversion plan, assuming the title on the house is clear

  • How much equity can I release?

    Well, that depends on many factors, like the type and value of your home, and your age when you start your plan. It’s likely that the older you are, the more equity (or cash) you can release. Feel free to use our equity release calculator for a guide

  • Will I have to sell my home?

    With a lifetime mortgage from an Equity Release Council member, you have the right to remain in your home until you die or move into permanent long-term residential care.

    Only then will your home be sold, and the outstanding equity release loan be repaid.