Our handy life insurance calculator shows you some of the main considerations, and can help you work out the amount of cover you need.

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If you have some questions, maybe we've already answered them for you

  • Am I guaranteed to get cover?

    A Yes everyone over the age of 50 is guaranteed to get cover regardless of current or past health, BMI or smoker status

  • Will my payments go up?

    Most of the plans have guaranteed premiums meaning that they will remain the same for the life of the plan, likewise the sum assured is fixed once any deferred period is passed

  • Can I chose to use this for funeral cover?

    The purpose of the plan can be for anything, we can even help you write your plan into trust to allow you to nominate a beneficiary on the policy to avoid any issues or unnecessary time delays in the event of a claim.

  • Will the plan always pay out when I die regardless of my age?

    Many plans will stop colleting premiums when you reach 90 years old, however the plan will still pay-out if you were to die after age 90